This policy statement tells you how we collect information from you and how we use it. Using the Internet should be educational and we want to help you make it so.

USE & COLLECTION OF INFORMATION:

Online Insurance shares information about our users with advertisers, strategic partners, and major product affiliates. This data is used to customize Online Insurance, primarily its content and advertising for our users. Data about the uses of Online Insurance are collected by customer comments and Directory Listing Demographics (Demographics referring to State, Profession, Services, etc.).

There are instances when Online Insurance may ask you for personal information, such as name, address and profession. This information is gathered when registering as a Member or when requesting a particular service.

• For users seeking a Listing, we need this information to post your services for the Professional and General Communities. Listings may also be published in printed form for brochures and various publications that promote Online Insurance resources.

USE OF COOKIES:

Online Insurance does not use Cookies.

USE OF E-MAILS:

E-mail addresses may be used to send out monthly Newsletters and share general information concerning additions and changes to Online Insurance, Strategic Partner and Affiliate sites. These e-mail lists are not given or sold to third parties. You may decline the informational e-mail from Online Insurance by carefully following the instructions on the e-mail sent to you.

MESSAGE BOARDS & CHAT ROOMS:

Online Insurance online services do offer message boards and chat rooms.   As is the nature of the room, what you post can be seen by others users you may not know.  While Online Insurance strives to protect its user’s personal information and privacy, we cannot guarantee the security of any information you disclose online and you do so at your own risk.   Precaution of how much information you disclose online via message boards and chat rooms is at your sole discretion.

LEGAL PRIVACY:

Online Insurance may disclose personal information if required to do so by law or in the good-faith belief that such action is necessary to (a) conform to the edicts of the law or comply with legal process served on Online Insurance; (b) protect and defend the rights of property of Online Insurance sites and their users, and (c) act under extreme circumstances to protect the personal safety of users of Online Insurance sites.

LINKS TO OTHER SITES:

Users should be aware that when you use the online services of Online Insurance, you could be directed to other sites that are beyond our control. There are links to other sites from Online Insurance pages that take you outside our service. For example, if you click on a banner advertisement, the click takes you off the Online Insurance site. This includes links from advertisers and partners that may use the logo of Online Insurance as part of a co-branding agreement. These other sites may send their own cookies to users, collect data or solicit personal information. Always be aware of where you are browsing/researching!

Please keep in mind that whenever you give out personal information online, that information can be collected and used by people you don’t know. While Online Insurance strives to protect its user’s personal information and privacy, we cannot guarantee the security of any information you disclose online and you do so at your own risk.

The Privacy Policy of Online Insurance does not extend to anything that is inherent in the operation of the Internet, and therefore beyond our control, and is not to be applied in any manner contrary to applicable law or governmental regulation.

We reserve the right at our discretion to make changes to this policy at any time. Please check this page periodically for changes.

Last Updated
8/24/01