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Online Insurance is dedicated to meeting all the insurance needs of both the consumer and the agents themselves.

Online Insurance is growing at a consistent basis, if you have any questions, suggestions or concerns, please feel free to contact us at webmaster@onlineinsurance.com.

 


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Live Help (by enlighten™) - the Future of Customer Service for Online Insurance Companies!
The evolution of the help desk for online insurance companies has brought with it a variety of ways for clients to correspond using the company website as a communication platform. With e-mail already being a standard replacement for printed memos and letters, there is a growing demand for online insurance websites to offer even faster communications with a personable presence, and a direct convenience with instantaneous results. The solution?  Live Help (by enlighten™).

Live Help (by enlighten™) is similar to the online help desk service being utilized on many commercial websites, including Target, BestBuy, and Wal-Mart, and it has proven to be a very effective tool in communicating with clients and improving customer satisfaction. A recent article on ClickZ, entitled ‘Customer Service Is Even More Important Now,’ states “Customers want convenience. This means letting them contact you through whatever channels they want. This might mean the telephone, but other channels may be more preferable, such as live chat or e-mail. Investing in 24/7 live chat…if analytics bear out, is a must.” (See http://www.clickz.com/3633004.) With more and more people accessing the Internet to conduct research and communicate with one another, staying current with your avenues of online insurance customer service not only makes sense, it’s a necessity. 

Live Help (by enlighten™) offers the opportunity to enhance an online insurance company’s customer service by providing an attractive alternative to slow-to-respond voicemail and impersonal e-mail. Live Help (by enlighten™) offers a personal touch, which equates to the personal connection established when an individual visits a business in person to purchase a product or service and they are greeted and assisted by a representative of the company. Whether buying insurance, clothing, electronics or books, the main intangible that makes doing business with a ‘brick and mortar’ company an informative and enjoyable experience is the personal connection. Live Help (by enlighten™) is the next step for online insurance companies, ensuring they have a virtual representative available to assist clients and potential customers.
CLICK HERE for the complete article on Live Help - the Future of Customer Service for Online Insurance Companies!


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Understanding Your Homeowners Insurance
Many of us obtain our homeowners insurance when we purchase our home.  After this initial purchase, we do not give this insurance another thought.  It is not until the roof is damaged during a violent thunderstorm, a major appliance fails and floods our basement, or the neighbor's kid slips and fractures their wrist in our living room that we dust off the policy and ask ourselves, "Am I covered for this?"  Don't wait until damage or an accident happens to discover what your insurance policy covers.  Instead, you should have a good idea of what you are covered for and what is not included.  Every year you should assess if your coverage should increase or if there is any optional coverage you may want to add.  The purpose of this article is to point out some general characteristics of homeowners insurance and help in determining if you have the right coverage.  Obviously this cannot substitute for a consultation with your insurance provider, but it will give you a better idea of what questions to ask.
For the complete article about Homeowners Insurance, click here.

Agents - How important is a name in promoting your insurance business online?
Initial skeptics may have doubted the longevity of the internet.  In the early years of growth, many businesses utilized a webpage like an online business card that listed little more than their contact information.  Uncertain of how to brand this new resource, businesses often struggled with creating a domain name.  Many URLs which included acronyms or catch phrases appeared as company names now competed across state and even country lines.  Today, the benefit of maintaining a strong online presence is no longer in question.  Indeed, the internet provides consumers 24/7 access to even the smallest of businesses.  Insurance agents and companies are no exception and are recently discovering the high cost of cross branding their brick and mortar business with their online presence.
To find out more about how insurance domain names are impacting your bottom line, click here.

Is online insurance right for you?
The Internet is a powerful tool for the savvy online consumer.  You can review products, compare prices, research companies and purchase almost anything.  Following this trend is the increase availability of insurance online.  Insurance companies are providing coverage information, quotes and even contracts online.  This includes automobile, homeowners, life, medical and even pet insurance.  Insurance has traditionally been a high customer service field with direct human contact with your insurance agent.  Because of the change in customer contact, the migration towards providing insurance online has not always been a smooth one.  Instead companies are finding some tools work and others only cause frustration or confusion.  Indeed, the availability of insurance online is still fluctuating and developing... 

Researching and obtaining insurance online is much easier today.  Many websites now offer comparison tools that will provide quotes and coverage information (Click here for more info).  Keep in mind if you choose a carrier from these searches, you will then be contracting with that carrier for your insurance, not the original site.  This will either be done by forwarding you to the carrier's website or the comparison site will forward your information to the insurance company and they will then contact you.  Many insurers still prefer to have a representative call you and discuss your coverage over the phone. Although not the same as meeting with a personal insurance agent, it allows them to make certain you understand the coverage provided.  Also, because buying insurance online is new, many companies believe that individualized customer care is still the best way to get your business and a follow up call still provides some of this customer service.
For the complete article on Insurance Online, click here.

 
Links to Online Insurance Articles

  • ONLINE INSURANCE Live Help - The future of customer service!  More Info

  • Is ONLINE INSURANCE right for you?  More Info

  • How much HOME OWNERS Insurance do you need?  More Info

  • Is a GREEN HOME cleaner and safer?  More Info

  • What do you do after a FLOOD damages your home or business?  More Info

  • What FOOD SAFETY precautions should you take when preparing your holiday feast?  More Info

  • How does HOME SECURITY keep you safe?  More Info

  • Should you start a NEIGHBORHOOD WATCH?  More Info

  • Is your home PET FRIENDLY?  More Info

  • How can you make your SUMMER SAFE?  More Info

  • Do you know what precautions to take for SAFE WINTER DRIVING?  More Info

  • How can you make your WINTER SAFE?  More Info


Online Insurance also provides access to legal directories of Attorneys, Private Investigators, Consultants and many more that may help you in your legal needs.

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What do you do after a flood?
Experience is sometimes an unforgiving instructor. At Online Insurance, we learned about devastation caused by flood waters firsthand when Cedar Rapids, IA was hit by a massive flood June 13, 2008.  Online Insurance is parented by enlighten technologies, inc.™, which includes many other businesses such as LAWCHEK®, LawyersListings, and HouseList. Our headquarters in downtown Cedar Rapids was inundated with water after the Cedar River crested at 31.1 feet (19.1 feet over flood stage) to overtake 1,300 blocks of the city.* The first floor was completely lost and when the water reached 4 feet on the upper level, it was destroyed, as well. After a slow road to recovery, and upon reflection, we've written an article about what to do if a flood hits your home or business. We hope our readers never have to use the practical advice in this article.
For the complete article about what to do if your business or home is flooded, click here.



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